Home Improvement Loan
Home Improvement Loan
Texans are doers, and with our Home Improvement Loans, we're making it easier than ever to make improvements to your home by a licensed contractor.
- Low, fixed rates
- Borrow up to 95% of home's fair market value*
- Disbursed in a lump sum
- Minimum loan amount of $10,000 and maximum loan amount of $100,000
- Terms up to 20 years
*Membership required. Loans subject to credit approval. Rates, terms, and conditions are determined by the overall creditworthiness of each applicant and are subject to change at any time without notice.
Home Improvement loans are limited to 95% of the home's fair market value less the balances of any outstanding liens. Must have approved contract/agreement with contractor prior to final loan approval. Mortgage lending is restricted to property in Texas. Member may incur one-time property tax monitoring fee and may pay additional 3rd party fees. These additional fees typically do not exceed $500.00. Your final APR may vary based on customary fees and closing costs which are treatable as interest when calculating your final APR.Texans Credit Union NMLS #530654