Home Equity Loan

Texans are all about freedom, and with our Home Equity Loans, you're free to decide how you use your funds.  Benefits of a Home Equity Loan with Texans include:

• Low, fixed rates
• Borrow up to 80% of home's fair market value*
• Disbursed in a lump sum
• .25% rate discount with automatic payment**
• Terms up to 20 years***

*Less the balances of outstanding liens.

**Automatic payment rate discounts may not be available on certain rates and terms.  Automatic payments are not available for home equity line of credit loans.

***First-lien home equity loans are not available to purchase a new primary owner-occupied residence; owner-occupied primary residence must already be purchased. Lot size less than 10 acres. Consumer purposes only. Minimum loan amount is $25,000 for first-lien home equity loans; terms up to 30 years available on first lien home equity loans.  Member may incur one-time property tax monitoring fee; no other closing costs on loans up to $150,000. Member incurs cost of full title policy on loans greater than $150,000.